How does CarrierClose find missed direct-bill commissions?

CarrierClose compares carrier statement rows with expected commission rows from read-only AMS book data for the same close period.

Which AMS systems can CarrierClose start with?

CarrierClose has focused pages for Applied Epic, AMS360, EZLynx, HawkSoft, NowCerts, and QQCatalyst agencies, with export-first or read-only intake paths.

Does CarrierClose write back to the AMS?

No. V1 is read-only and does not change policies, activities, notes, accounting entries, or producer splits.

CarrierClose Free reconciliation

Direct-bill commission reconciliation

Find missed carrier commission before monthly close

CarrierClose compares carrier statements to read-only AMS exports and returns the exceptions worth chasing.

carrierclose.app/reports/april-close

April 2026 close

Direct-bill exception report

Exceptions

Variance

$4,392

Progressive

Meridian Builders

-$481.80

Expected

$2,418.60

Paid

$1,936.80

Travelers

Northline Foods

-$1,284.00

Expected

$1,284.00

Paid

$0.00

Chubb

Harborview Dental

$0.00

Expected

$842.25

Paid

$842.25

Liberty Mutual

Collins HVAC

-$186.40

Expected

$1,118.40

Paid

$932.00

Safeco

Pine Ridge Rentals

-$608.12

Expected

$608.12

Paid

$0.00

Carrier	Insured	Expected	Paid	Variance
Progressive	Meridian Builders	$2,418.60	$1,936.80	-$481.80
Travelers	Northline Foods	$1,284.00	$0.00	-$1,284.00
Chubb	Harborview Dental	$842.25	$842.25	$0.00
Liberty Mutual	Collins HVAC	$1,118.40	$932.00	-$186.40
Safeco	Pine Ridge Rentals	$608.12	$0.00	-$608.12

Trust and AMS coverage

Backed by Y CombinatorApplied EpicAMS360EZLynxHawkSoftNowCertsQQCatalyst

Match

Compare each paid line to the commission the agency expected.

CarrierClose reads the carrier statement and the AMS export for the same close period. The report shows the carrier, insured, expected commission, paid amount, and variance in one place.

Applied Epic AMS360 EZLynx HawkSoft NowCerts QQCatalyst

Travelers

Northline Foods

Expected $1,284.00

Paid $0.00

Chubb

Harborview Dental

Expected $842.25

Paid $842.25

Liberty Mutual

Collins HVAC

Expected $1,118.40

Paid $932.00

Review

Give the owner a short exception list, not another spreadsheet.

Missing payments, underpayments, unexpected payments, and unclear matches are grouped by dollar impact. The bookkeeper can see what to chase and what can be ignored.

Exception queue

Sorted by variance

Missing payment

Travelers

$1,284.00

Missing payment

Safeco

$608.12

Amount mismatch

Progressive

$481.80

Proof

Start with one read-only close period before any integration work.

The first proof uses agency-approved exports and carrier statements. CarrierClose does not write policies, notes, accounting entries, producer splits, or payments back to the AMS.

AMS export

Policy, insured, producer, premium, rate

Carrier statement

Paid amount, transaction type, period

Close report

Reason code, variance, reviewer note

Backed by Y Combinator

CarrierClose is built for one narrow job: finding direct-bill commission exceptions before the agency closes the month.

The first proof stays small, read-only, and tied to a real close period.

Get a free reconciliation from one close period.

Send a work email. The pilot fit check comes before agency details.

CarrierClose reconciles direct-bill carrier commission statements against read-only AMS exports.